Working capital, decided by humans.
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§I · Flagship product

Working capital against your receivables, even on 90-day terms.

Invoice factoring advances most of the value of your unpaid B2B receivables against the invoice, with recourse. The firm tracks the payment, but you keep responsibility for collecting it. Funding clears once the receivable is approved. No new debt, no covenants.

→Invoice Factoring
§What it is
  • I.iWe advance funds against a specific receivable owed by a creditworthy commercial debtor.
  • I.iiA substantial advance against face value is wired once the receivable is approved.
  • I.iiiWhen the debtor pays on their normal terms, you receive the reserve back, less a flat fee. If they don't pay, the advance is yours to repay.
§How it works

Working capital against your receivables, even on 90-day terms.

  1. 01

    Apply

    Submit a short application, your AR aging, and a sample of recent invoices. No hard credit pull on you.

  2. 02

    Underwrite the debtor

    We assess the credit quality of who owes you. The decision hangs on them, not on you.

  3. 03

    Advance

    Funds wire against the approved invoices. You keep operating.

  4. 04

    Settle

    Your customer pays us on their normal terms. You receive the reserve, less our fee. The cycle resets.

§Fit
Best for
  • 01B2B operators with regular 30/60/90-day commercial receivables
  • 02Industries with creditworthy commercial or government debtors
  • 03Operators who don't qualify for bank credit yet, or whose bank line is sized to last year's business
  • 04Companies that need predictable cash flow more than the lowest possible cost of capital
Not for
  • 01B2C businesses, we underwrite the debtor, not consumers
  • 02Margins too thin to absorb a per-invoice fee
  • 03One-time capital expenses unrelated to a specific invoice
  • 04Consignment sales, pre-billed invoices, warranty claims, or progress-billed contracts
At a glance
Funding speed
Once approved
Advance
Substantial against face value
Monthly capacity
Up to $10M
Concentration
Discussed case-by-case
Collections
Monitored by the desk. Client retains collection and repayment responsibility.
V · Start the conversation

Send a few invoices and we'll respond with indicative terms.

Call 323-434-5353 →Apply now →
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