i
Selling inside Mexico
Advance against receivables owed by creditworthy commercial buyers in Mexico, so you don't carry 30, 60 or 90-day terms on your own balance sheet.
Vol. I · Edition 2026No. 01 · Working Capital
§ Invoice Factoring · Business Funding
Your invoicesare working capital.
Prime Advisor advances funds against your B2B receivables once the invoice is approved, so you can meet payroll, take on the next contract, and stop financing your customers' payment terms.
§I · What we do
Factoring and business financing.
We advance capital against your commercial receivables, from standard B2B invoices to PACA-compliant produce invoices. The same desk also provides term loans for general business purposes.
Cross-border · Mexico
Factoring for Mexican operators and exporters.
Prime Advisor advances against commercial invoices for Mexican companies, whether the buyer sits in Mexico or the United States. You keep responsibility for collection; the desk advances against the receivable and tracks the payment.
See Mexico Factoringii
Exporting to the United States
Advance against invoices to U.S. buyers, with the desk underwriting the American debtor. The cross-border payment cycle no longer constrains your cash flow.
§II · Who we fund
Operators we know how to read.
We underwrite the debtor on the invoice, not the operator. These are the industries we serve most frequently, but if your customer pays a commercial or government invoice, we can evaluate it.
- 01Agriculture & ProduceIndustry brief →
- 02TransportationIndustry brief →
- 03ManufacturingIndustry brief →
- 04ConstructionIndustry brief →
- 05StaffingIndustry brief →
- 06LogisticsIndustry brief →
- 07Government ContractorsIndustry brief →
- 08Disaster RecoveryIndustry brief →
- 09WholesaleIndustry brief →
- 10HealthcareIndustry brief →
+ other B2B industries with commercial or government receivables.
§III · How it moves
From application to advance, start to finish.
Underwriting hangs on the credit of the customer who owes the invoice, not on a multi-year financial review of the operator. That keeps the conversation short and the paperwork light.
- 01
Apply
Send a few invoices and your AR aging. A short form covers the rest. No hard credit pull on you.
- 02
Underwrite the debtor
We assess the credit quality of who owes you. You stay out of the analysis.
- 03
Advance
Funds wired against the approved invoices. You keep operating.
- 04
Settle
Your customer pays us on their normal terms. You receive the reserve, less a flat fee. That's it.
§IV · Why operators stay
What you actually feel month over month.
i.
Direct contact with the desk
The published number reaches the underwriting desk, not a routing tree. Decisions get explained on the same call, including the ones the desk can't approve.
ii.
Funding once the receivable clears
Approval and the wire proceed once the receivable is verified, rather than on a bank's multi-week timeline. The firm applies that standard to every factoring advance.
iii.
Factoring plus business loans, one desk
Receivable-based factoring for B2B and agricultural invoices, plus term loans for general business purposes. One relationship, one point of contact, whether the need is accelerating a receivable or funding an expansion.
§VI · From the desk
Notes from the underwriting desk.
Notes on factoring, cash flow, and the funding decisions B2B operators face, written by the desk that underwrites the facilities.
All articles
§V · Start the conversation
Send the first invoice. We'll do the math.
Share a few details about the operation and we'll respond with indicative terms and a clear assessment of whether factoring or another product fits. No obligation.